Treasury Bills
Earn fixed, predictable yield on short-term government securities. Fully tokenized, on-chain, and accessible to everyone. Park idle capital in one of the lowest-risk assets in finance.
Up to 5.2%
Fixed APY
3-12 mo
Maturities
Low
Risk Profile
T+0
Settlement
The Safest Yield in Crypto
Treasury bills are short-term instruments issued by governments and backed by the full faith and credit of the issuing state. They are the benchmark “risk-free” asset that institutional portfolios are built around.
Polycogni Capital brings that same stability to decentralized finance. Every bill is represented by a token that tracks the underlying security, giving you transparent, around-the-clock access to fixed income without traditional brokerage friction.
- Backed by short-term government securities
- Fixed yield locked at subscription
- Fully tokenized and auditable on-chain
- No lock-in, trade positions anytime
Available Offerings
Choose the tenor that fits your strategy. Rates are indicative and update with market conditions.
Yield Calculator
Estimate the return on your Treasury Bill position before you subscribe.
Estimated Return
$245.00
Projections are illustrative and do not constitute a guarantee of future returns. Actual yield is fixed at subscription.
How It Works
From sign-up to payout in four simple steps.
Connect Your Wallet
Sign in to your Polycogni Capital account or connect a supported Web3 wallet.
Select a Bill
Choose the tenor that matches your horizon, from 3 to 12 months.
Fund Your Position
Subscribe with USDC or USDT. Your position is tokenized on-chain instantly.
Earn at Maturity
Receive your principal plus fixed yield automatically at maturity, or exit early on the secondary market.
Why Polycogni Treasury Bills
Institutional-grade fixed income, rebuilt for the on-chain economy.
Capital Preservation
Backed by short-term government securities, among the lowest-risk instruments in global markets.
Predictable Returns
Lock in a fixed yield the moment you subscribe. No volatility, no surprises.
Flexible Maturities
Match your cash flow with 3, 6, or 12-month terms designed around your liquidity needs.
On-Chain Custody
Fully tokenized positions settled on the Polycogni network with transparent, audited accounting.
Global Access
Access institutional-grade fixed income from anywhere, 24/7, with no minimum brokerage barriers.
Instant Settlement
T+0 subscription and redemption. No intermediaries, no waiting periods.
Frequently Asked Questions
A Treasury Bill is a short-term debt instrument issued by a government and sold at a discount to its face value. At maturity, you receive the full face value, and the difference is your return. Polycogni Capital tokenizes this exposure so you can access it on-chain.
Risk Disclosure: Treasury Bills are low-risk instruments but are not entirely free of risk. Yields are indicative and may vary with market conditions. Digital assets involve additional technological, regulatory, and custodial risks. Past performance is not a reliable indicator of future results. This page does not constitute investment advice.
Put Your Capital to Work
Start earning fixed yield on tokenized Treasury Bills today. No lock-ins, no hidden fees.
Get Started